Creditco Prepaid Mastercard
Next-level business performance with our intelligent prepaid card solution
Our Portfolio
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01 Consumer cards – If you want to have your own branded prepaid card, but don’t feel like you have the time or know-how, our specialised 'white label' solutions and 'co-branded' prepaid card products have been specifically developed to fit in with any business strategy and we will manage the programme on your behalf.

02 Corporate cards – allow companies to manage their expenses (payments for hotels, business dinners, airline ticket purchase, etc.), manage risk by setting up spending limits and reduce paper work by eliminating expense reports.

03 Contactless technology – why not take advantage of latest innovation in payment technology? Cards enabled with contactless technology do not require PIN or chip to complete payment. Moreover, the same technology can be integrated into different kind of products, like wristbands.

04 Virtual cards – making purchases on Internet does not require one to own an actual debit or credit card. As a virtual card owner, customer is provided with card number, expiry date, security number and can load money into related prepaid account. Shopping online is the same, but without the risk of credit or debit card data being stolen.

Our products and services for growing businesses
Explore what we have to offer
The right prepaid card programme can increase your company’s customer base, grow turnover and contribute to greater customer loyalty. It’s where Creditco comes in with Hercus prepaid Mastercard.
Card issuing
Card printing, personalization process management.
White Label and Co-branded solutions
If you want to have your own branded prepaid card, but don’t feel like you have the time or know-how, our specialised 'white label' solutions and 'co-branded' prepaid card products have been specifically developed to fit in with any business strategy and we will manage the programme on your behalf.
Accepting payments
We offer everything you need to enable secure payment processing. We support different local and global payment solutions, together with speedy, straightforward integration. This saves both time and money.
BIN sponsorship
Together with issuing bank we provide a BIN sponsorship service, where we will issue your prepaid cards and manage the associated revenue streams across the Mastercard network.
Payment settlement
We will ensure timely funds settlement with the issuing bank and Mastercard on your behalf.
End-to-end solutions
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Fully licensed and authorized
We are authorised by the Central Bank of Lithuania and by issuing bank. We have the power to issue E-money and passport throughout SEPA (the Single Euro Payments Area) and Switzerland.
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Pre-managed set-ups
The BIN identification numbers required to perform card issuing and acquiring activities are set up in our management solutions ahead of time. This speeds up the implementation process for your convenience.
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External Host Interface
We are dedicated to provide our clients with value-added solutions. External hosting allows to maintain zero balance in prepaid card accounts. Minimum funds at secondary source (Barclays settlement account) can be maintained and last, but not least – there is no need to preload the ca… Show More
We are dedicated to provide our clients with value-added solutions. External hosting allows to maintain zero balance in prepaid card accounts. Minimum funds at secondary source (Barclays settlement account) can be maintained and last, but not least – there is no need to preload the cards. This solution allows the best cash flow management opportunity in prepaid card programme. The solution is widely used by consumer credit companies and payment institutions. Show Less
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Fraud protection
Card fraud is more common these days and this includes a wide-ranging of actions such as theft, fraud, money laundering, etc. To tackle this issue, Creditco implemented GPS Protect for all their programs. GPS Protect is a tool designed to protect financial institutions and cardholders… Show More
Card fraud is more common these days and this includes a wide-ranging of actions such as theft, fraud, money laundering, etc. To tackle this issue, Creditco implemented GPS Protect for all their programs. GPS Protect is a tool designed to protect financial institutions and cardholders from fraudulent transactions or money laundering. The system works in near real time and based on transactional data checks and calculation, flag suspicious transactions or events that are predefined by our rules. Using the performance monitoring capabilities of each transaction significantly reduces the financial risk. GPS Protect allows storing of any kind of authorization statistics, which can then be used to create rules and analysis of suspicious transactions. GPS Protect is a modern and continuously developing product, which allows our company to stay ahead of fraudsters. Show Less
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Relationships with leading processors
Our prepaid service platform is partnered with a world-class payment processor - Global Processing Services (GPS). This ensures that transactions made with our prepaid cards are secure and reliable.
About us
We are passionate about delivering innovative and customized prepaid card products for our clients. From issuance of prepaid cards in EEA, to BIN sponsorship, external hosting solutions, Creditco portfolio is extensive and can be customized to meet your specific needs. Our cards are issued throughout SEPA (the Single Euro Payment Area) and Switzerland and are accepted worldwide.
Contact
Are you interested in hearing about our services and solutions? For all business inquiries please complete the sheet below and we will contact you as soon as possible.
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